diff --git a/src/Controller/InsuranceController.php b/src/Controller/InsuranceController.php
index 63dc8649..97744d27 100644
--- a/src/Controller/InsuranceController.php
+++ b/src/Controller/InsuranceController.php
@@ -72,11 +72,8 @@ class InsuranceController extends Controller
     protected function handleAuthenticated($payload)
     {
         $obj = $this->getApplication($payload['id']);
-
-        $now = new DateTime;
-
-        // TODO: replacing this with actual callback response once provided
-        $expiry = $now->modify('+1 year');
+        $now = new DateTime();
+        $expiry = DateTime::createFromFormat("Y-m-d", $payload['expiry_date']);
 
         if (!empty($obj)) {
             // mark as completed